Friday 13 May 2011

Q&A: Are dental implants eligible expenses for Flexible Spending Account?

Q&A: Are dental implants eligible expenses for Flexible Spending Account?

Answer by Lucy B
They are, always if they’re medically necessary. Note, this is a centralized program, so the IRS rules are key, though an insurance company may spell this out more explicitly.

Here’s Cigna Insurance’s policy:

Dental treatment – Medical expenses for dental treatment are reimbursable. This includes fees paid to dentists for X-rays, models and molds, fillings, braces, extractions, dentures, dental implants and the difference in cost from insurance-approved restorations and alternative materials, etc. Veneers are covered only when medically necessary, but are not covered for purely cosmetic reasons. See Cosmetic procedures.

And here’s the IRS policy (from publication 502), doesn’t specify implants explicitly, but since they’d generally be place in to assess any a congenital abnormality or the result of a trauma or disease, they should be covered (see below for how the IRS judges what surgery is excluded).
Dental Treatment

You can include in medical expenses the amounts you pay for the prevention and alleviation of dental disease. Preventive treatment includes the services of a dental hygienist or dentist for such procedures as teeth cleaning, the application of sealants, and fluoride treatments to prevent tooth decay. Treatment to alleviate dental disease include services of a dentist for procedures such as X-rays, fillings, braces, extractions, dentures, and additional dental ailments. But see Teeth Whitening under What Expenses Are Not Includible, later.

Exclusions:
You can include in medical expenses the amount you pay for cosmetic surgery if it is necessary to improve a deformity arising from, or directly related to, a congenital abnormality, a personal injury resulting from an accident or trauma, or a disfiguring disease.

Know better? Place your own answer in the comments!
See the first post:
contemporary dental establish centre reviews

Are they painful? Can you get your chewing ability back and do they look natural?

Answer by fly_your_flag_high
Got to look more natural than no teeth at all.

I went to church with a man for 10 years and had no thought he wore dentures until he freaked me out by wiggling his top teeth around one time. They looked perfectly real and he ate whatever anyone else was intake.

I’d go for it.

Answer by hot stuff 101
you will need implants so you can eat!!!

Answer by Dr.Jess
Yes, any cosmetic surgery that is temporarily painful, is beyond doubt worth it for the confidence and security it will give you the rest of your life!

Answer by monuser13
My dad was going to get persons implants, they are painful when you get them but they probably offer the best replacement for your teeth. They are stable and will be just like your fixed teeth, another issue is that they are expensive. My dad finished up only getting a couple of implants and dentures.

Answer by Shirley Temper
I judge they are called veneers, they are painful to place on but very worth it. Most movie stars have them now, everything goes back to normal like chewing etc…, but there most be healthy bone there for them to stay in place.

What do you reckon? Answer below!

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